![]() Pay your utility bills, credit card bills, etc.Transfer funds across Kotak as well as Non-Kotak Bank Accounts.Multiple withdrawals allowed through online transactions.The bank offers 1 year fixed limit and a drop line limit thereafter, depending on the limit and tenure offered.Manage the withdrawals and paybacks directly from your bank account.The interest is charged only on the amount utilized. You can use the limit and pay back at your convenience. ![]() Loan can be used for planning a big event to meet an unexpected expense.Instant access to cash anytime and anywhere.Kotak Overdraft Loan interest rate starts from 12.75% p.a.It is the most preferred credit option to fulfil various personal funding requirements without any limit. This overdraft loan allows the borrower to withdraw an amount at any time and repay the same at their convenience. Following are the types of Overdraft Loans offered by Kotak Mahindra Bank along with their key features: Personal Loan Overdraft
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